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It’s never been easier. "ride now;pay later"

Splitit is the buy-now-pay-later option that lets you make smaller payments with no interest, application, or fees. And it won’t affect your credit score.

You can choose to pay in 2, 4, 6 or up to 12 installments.

STEP 1: Select Splitit at checkout.

STEP 2: Get set up.

Use your mobile phone number and credit card to set up your Splitit plan within 60 seconds.

STEP 3: Enjoy your purchase!

Confirm your payment plan and you’re done! Enjoy your purchase today and pay later.

Introducing the easy way to buy now, pay over time

Today, more than ever, you want your money to stay your money.

But paying added interest charges and fees makes that impossible.

Pay over time, without penalty

Choose Splitit at checkout and use your favorite credit card to turn your purchase into smaller, bite-sized interest free payments.*

Always no interest. Never any late fees*

Your payments are kept small because with Splitit there are no interest charges or fees — so more of your money stays your money to spend on the things you need. And it won’t affect your credit score.

No applications or credit checks

Since it’s your credit, there are no applications or credit checks that affect your credit score and make things complicated to slow you down at checkout. And you continue to earn your points and rewards.

*As payments are being charged to your credit card, you may be charged interest or charges imposed by your credit card issuer under their agreement.